Standard cards charge interest on this borrowing generally at around 18%. However, most cards offer an interest free period of up to 59 days. That means you don’t pay any interest if you pay off your bill in full each month. Horse racing began in Assyria in c.1500 bc and Chariot Racing was a popular event in Roman Times. It was in fact the Romans who are thought to have ran the first horse race in the UK, however the first actual recorded event of a meeting was in 1174, this took place at a horse fair in the north west part of London called Smithfield.The Royal Family are behind many of the historic developments that changed and shaped horse racing over the years, with Henry II importing horses specifically for breeding and Charles II being the first to introduce a set of rules in 1664 (for the Newmarket Town Plate). It was in 1752 the Jockey Club formed and penned The Rules of Racing.The Derby is the oldest flat race having begun in 1780 at the Earl of Derby estate in Epsom, it was run on a sweepstakes basis and is still of course being run every year now, as is the Grand National which was first run in 1856, however the first recorded national hunt (as we know it now) race was in Cork, Ireland in 1752, it was a 4 miles 5 furlongs contest between two church steeples and that is the reason the term was coined.Purpose and types of horse racingThe purpose of a horse race is to determine the fastest of two or more horses over a specific distance with the first horse to cross the winning line being the winner.In the UK and Ireland there are three variations of race categories.
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